Auto Insurance Claims Knowledge Base

Your insurance company's offer is too low. Here is the exact step-by-step process to invoke the appraisal clause in your policy and get a binding, fair settlement.

Your insurance company totaled your car and the offer is too low. Learn why insurers lowball total loss offers and how to fight back using the appraisal clause.

Insurance company short-paying your body shop repairs? Learn how the Right to Appraisal (RTA) process protects body shops from insurance underpayment.

Rear-ended and your car lost value? Learn how to file a diminished value claim, how much your car lost in value, and why you need a certified appraisal report.

Disputing a lowball total loss offer? The appraisal clause might be your best weapon. Learn how it works, when to use it, and the step-by-step process.

New legislation is changing the landscape for auto claims. Read about Texas Senate Bill 458 and new umpire rules in Washington state.

Understanding who you are claiming against is crucial. Learn the difference between first-party and third-party claims and how it affects your payout.

Living in the Sunshine State? Here is everything you need to know about recovering diminished value in Florida after a car accident.

Hiring an appraiser shouldn't cost you more than the claim is worth. Learn about laws like Oregon's ORS 742.466 that force insurers to pay your fees.

Online calculators aren't enough. Discover why a professional appraisal report is your best weapon.

A deep dive into the landmark Georgia ruling that established first-party diminished value rights.

Avoid these pitfalls that could cost you thousands of dollars in your final settlement.

Leased vehicles are a gray area. Here's what you need to know about your rights as a lessee.