Diminished Value in Georgia
Georgia is widely considered the best state for diminished value claims. Under the landmark case State Farm v. Mabry, Georgia allows first-party diminished value claims, meaning you can recover from your own insurance company. OCGA 33-4-6 also provides penalties for bad faith denial of claims.
Georgia statute of limitations: 4 years. Don't wait until it's too late. Call 1-888-967-6488 for a free evaluation.
DV Status
First-Party & Third-Party DV
Statute of Limitations
4 years
Fault System
Modified Comparative Fault (50%)
Key Points for Georgia Diminished Value Claims
One of the best states for DV claims - allows first-party claims
OCGA 33-4-6 provides additional penalties for bad faith
Can claim DV from your own insurance company
Georgia is considered the gold standard for DV law
How We Handle Your Georgia DV Claim
Free Review
We evaluate your accident and repair details at no cost.
Appraisal
Licensed appraisers prepare a certified DV report.
Claim Filed
We submit a professional claim to the insurer.
You Get Paid
We negotiate to maximize your settlement.
Common Questions About Diminished Value in Georgia
What is diminished value and does it apply in Georgia?
Diminished value is the loss in market value that a vehicle suffers after being involved in an accident, even after it has been fully repaired. In Georgia, diminished value is recognized and recoverable. Georgia is widely considered the best state for diminished value claims. Under the landmark case State Farm v. Mabry, Georgia allows first-party diminished value claims, meaning you can recover from your own insurance company. OCGA 33-4-6 also provides penalties for bad faith denial of claims.
How long do I have to file a diminished value claim in Georgia?
The statute of limitations for property damage claims in Georgia is 4 years from the date of the accident. It is important to start the process as soon as your vehicle repairs are complete to preserve your rights and maximize your recovery.
Do I need a professional appraisal for my diminished value claim?
While not legally required, a certified diminished value appraisal from an independent appraiser is the single most important piece of evidence in a DV claim. Insurance companies routinely deny or lowball claims that are not supported by professional documentation. Our certified reports are based on actual comparable market data and are designed to withstand insurer scrutiny.